Spanish Credit Cards

How English Can Find Spanish Credit Cards

Are you an English Ex- Pat currently living in Spain?  If you are you may have found that you need to obtain a Spanish credit card in order to purchase certain items.  We all know that having a bank account is important as is having some type of payment method.  You will find that many countries including Spain have rules regarding the use of local banks.  In many cases it is very hard for an Ex- Pat to gain a local bank.  Since their bank may still be in England they have to find alternatives to getting their money or using their money.  Many individuals carry a certain amount of cash, but if you don’t have a bank that will allow you to withdraw funds or a debit card that will allow you to withdraw funds from any ATM you can quickly find yourself in an unattractive situation, in which you may feel rather broke.  This article is going to help you compare Spanish credit cards that may help you solve some of your problems.  Most of the credit cards are going to allow you to use the cards in the shops and pay with your funds still stationed in England.  You may also have other reasons for the need of a Spanish credit card.  It really doesn’t matter what your reasons are as long as you take the precautions of finding the correct card for your needs.

First you will find the company. Tarjetas De Credito Online is a great place to start in finding a Spanish credit card for your needs.  On this website you will find that information has been translated into English to help you find what you are looking for.  You will be able to compare the many credit card offers as well as learn about the business.

Stated for your purposes are their goals for the website.  They wish to provide a site that allows their consumers to compare credit cards with easy and with speed.  They want to be able to provide all of the information you will need to find the perfect Spanish credit card as well as the application for you to fill out.  You will find that you can compare for 0% balance transfers, the duration of this introductory offer, 0% purchase deals, APR’s, rewards, and other benefits of the cards.  You will find that the information on this site has been researched in an unbiased manner and that they ensure accuracy.  As you can imagine such things are of greatest importance when you are trying to solve any issue that you may have in the monetary category.  For any English Ex- Pat the website will be extremely helpful for those deals that can help ease any troubles.

If you need to contact the site for any reason they have supplied their email address.  You will find that they are willing to help answer any questions regarding the credit card information they provide and help you understand how some of the deals can be better than others.

Under the index you will find a list of several different cards.  This list has been broken down into the five best cards that are currently offered, and then into sections based on the type of card and the rewards you can obtain through these particular offers.

You will find on this website that you have the credit card listed, and then subsequent information that you will need to know following in a chart format.  This enables you to find all of the Spanish credit cards offered and compare them in an easy to use chart.  For example the first credit card on the chart at the moment is the Avant Card 15% discount.  This is a visa card that will allow 0% APR on purchases for a total of 56 days.  The credit card then offers a 10.9% APR for six months on balance transfers.  After the introductory rates have ended you will find the APR is going to be 18.9%.  Other information about the card includes no annual fee; you can transfer money to your bank account via the card, purchase insurance, and travel insurance.  The rewards for this card are a 15% discount on books and music.  If you need further information regarding the rewards program or catalogue you can simply click on the more information.  Under this link you will find information regarding the rewards, such as 15% off in department stores, supermarkets, and the music and books listed previously.  You will also find out that this card was designed for parents with students.  The advantages of the MBNA Avant credit card are to make it easier for you to purchase the supplies your children need for school.  Lastly the chart is going to offer an apply now button.  This is of course very helpful when you have compared all of the credit cards and have found the one you would like to have.  Keep in mind that the chart shows the different options of credit cards and allows you to compare what you find most important.  Obviously if you don’t have children you may find the Avant credit card to be less useful than another option.

When you are trying to find a Spanish credit card that you can use as an English Ex- Pat it is important that you can have the information readily available and all on one page.  In the example above I found all, but the extra rewards listed on one page.  You will find that for most of the credit cards you are comparing on this helpful site that all the information for your decision is there for you to see, without clicking on several different links.

The fact that the charts are split into three different headings also helps you to find the credit card you need.  The first five are editor picks, the next section deals with rewards cards, and the last section is the best credit cards available.

 

Top 10 Credit Cards
Credit Cards Balance Transfers Description Rewards
Principio del formulario

Cybertarjeta Mastercard Prepaid

Not applicable -Prepayment card exclusively for internet purchases
-Free
-Secure, using CaixaProtect® – protects against fraud or theft
-Cost per credit 1% of amount (minimum per credit 1€)
-Add credit between 5-1,500€
-Check & manage your transactions online
With each use you can earn Puntos Estrella, which you will be able to exchange for gifts from the catalogue
If you prefer, it can be confidential: it is not necessary to provide your personal details.

Citi Tarjeta Oro

No need to change banks. You choose how much you prefer to pay each month, to suit your needs. No annual fee. The widest range of free insurance.

Visa Oro Self Bank

-Free for account holders
-No need to bank your salary with Self Bank
-Payments can be deferred
-Maximum security using Chip & PIN
-Use worldwide, with free accident & travel assistance insurance
-Use as a debit card to withdraw money free at more than 7800 La Caixa cashpoints
-“Self Protect” service free
-Transfer money from your card to your account for stock exchange transactions
Visa Clásica Self Bank -Free for account holders
-No need to bank your salary with Self Bank
-Payments can be deferred
-Maximum security using Chip & PIN
-Can be used worldwide
-Use as a debit card to withdraw money free at more than 7800 La Caixa cashpoints
-“Self Protect” service free
-Transfer money from your card to your account for stock exchange transactions
American Express Self Bank -Free to account holders
-Can be used to draw cash at more than 7800 La Caixa cashpoints
-Possible to pay in instalments to suit you.
-1% cashback on all purchases. Unlimited.
-Total security with Self Protect service
Moneybookers Prepaid Mastercard – Only 10€ annual fee.
– Free shopping transactions
– Free to top up with Maestro and bank transfer
Save £6 each time you fly with Ryanair.

additional great cards each offering attractive rewards

Credit Cards Balance Transfers Description Rewards

Cybertarjeta Mastercard Prepaid

Not applicable -Prepayment card exclusively for internet purchases
-Free
-Secure, using CaixaProtect® – protects against fraud or theft
-Cost per credit 1% of amount (minimum per credit 1€)
-Add credit between 5-1,500€
-Check & manage your transactions online
With each use you can earn Puntos Estrella, which you will be able to exchange for gifts from the catalogue
If you prefer, it can be confidential: it is not necessary to provide your personal details.
Citi Tarjeta Oro No need to change banks. You choose how much you prefer to pay each month, to suit your needs. No annual fee. The widest range of free insurance.

Visa Oro Self Bank

-Free for account holders
-No need to bank your salary with Self Bank
-Payments can be deferred
-Maximum security using Chip & PIN
-Use worldwide, with free accident & travel assistance insurance
-Use as a debit card to withdraw money free at more than 7800 La Caixa cashpoints
-“Self Protect” service free
-Transfer money from your card to your account for stock exchange transactions

Visa Clásica Self Bank

-Free for account holders
-No need to bank your salary with Self Bank
-Payments can be deferred
-Maximum security using Chip & PIN
-Can be used worldwide
-Use as a debit card to withdraw money free at more than 7800 La Caixa cashpoints
-“Self Protect” service free
-Transfer money from your card to your account for stock exchange transactions

American Express Self Bank

-Free to account holders
-Can be used to draw cash at more than 7800 La Caixa cashpoints
-Possible to pay in instalments to suit you.
-1% cashback on all purchases. Unlimited.
-Total security with Self Protect service

Moneybookers Prepaid Mastercard

– Only 10€ annual fee.
– Free shopping transactions
– Free to top up with Maestro and bank transfer
Save £6 each time you fly with Ryanair.

 

2 Top Charge Cards

Credit Cards Balance Transfers Description Rewards

Cybertarjeta Mastercard Prepaid

Not applicable -Prepayment card exclusively for internet purchases
-Free
-Secure, using CaixaProtect® – protects against fraud or theft
-Cost per credit 1% of amount (minimum per credit 1€)
-Add credit between 5-1,500€
-Check & manage your transactions online
With each use you can earn Puntos Estrella, which you will be able to exchange for gifts from the catalogue
If you prefer, it can be confidential: it is not necessary to provide your personal details.
Moneybookers Prepaid Mastercard – Only 10€ annual fee.
– Free shopping transactions
– Free to top up with Maestro and bank transfer
Save £6 each time you fly with Ryanair.

 

Our aim is to give the consumer the opportunity to compare credit cards easily and quickly. We do this by providing comparison tables with a each column representing a particular factor regarding the credit card. You can compare:
  • The 0% balance transfers and how long they last with each card
  • 0% purchase deals and how long they last
  • The APR of every card on our site
  • The rewards each card offers
  • We also give a short description of benefits of the card.

The site is always kept up to date. So all the information you see on each card is accurate and can be relied on 100%.